As the financal year draws to a close we are all wondering just what sort of return we will be getting on our investments-with the ever dropping interest rates it is guaranteed to be far less than last year. And with next year looking likely to return even less if indeed the compnay holding our dosh is still alive the question now especially for older investors must be is there any point in such an uncertain world why are we saving at all would be not be better to spend our money and enjoy our time rather than put it away for that rainy day?
A dear frind and ex-business collegue recently had his work van stolen, when it was found by police all the stock and equipment was gone leaving just a pile of burnt-out metal, with UK unemployment now at an all time high and it's finances in chaos, inheritance tax redicuolously high he will not be using the insurnce payment to replace whats lost instead he intends to live a little enjoy some quality time with his children. Is his a lesson to us all that the imagined rainy day has already arrived, that it may be time to break out of saving and splash it around?
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